Ai voie să folosești cardul unei persoane decedate? Ce se întâmplă cu banii din cont

<p data-start&equals;"89" data-end&equals;"296">Dup&abreve; decesul unei persoane&comma; una dintre cele mai frecvente întreb&abreve;ri este legat&abreve; de contul bancar și card&period; Mulți cred c&abreve; pot retrage bani dac&abreve; știu PIN-ul sau au cardul&comma; îns&abreve; realitatea este complet diferit&abreve;&period;<&sol;p>&NewLine;<&excl;-- WP QUADS Content Ad Plugin v&period; 3&period;0&period;4 -->&NewLine;<div class&equals;"quads-location quads-ad1" id&equals;"quads-ad1" style&equals;"float&colon;none&semi;margin&colon;0px&semi;">&NewLine;&NewLine;<&sol;div>&NewLine;&NewLine;<hr data-start&equals;"298" data-end&equals;"301" &sol;>&NewLine;<h2 data-section-id&equals;"8qej3i" data-start&equals;"303" data-end&equals;"360">Este legal s&abreve; folosești cardul unei persoane decedate&quest;<&sol;h2>&NewLine;<p data-start&equals;"362" data-end&equals;"365">Nu&period;<&sol;p>&NewLine;<p data-start&equals;"367" data-end&equals;"389">În momentul decesului&colon;<&sol;p>&NewLine;<ul data-start&equals;"390" data-end&equals;"494">&NewLine;<li data-section-id&equals;"r5be7g" data-start&equals;"390" data-end&equals;"443">&NewLine;<p data-start&equals;"392" data-end&equals;"443">dreptul de utilizare a contului înceteaz&abreve; automat<&sol;p>&NewLine;<&excl;-- WP QUADS Content Ad Plugin v&period; 3&period;0&period;4 -->&NewLine;<div class&equals;"quads-location quads-ad2" id&equals;"quads-ad2" style&equals;"float&colon;none&semi;margin&colon;0px&semi;">&NewLine;&NewLine;<&sol;div>&NewLine;&NewLine;<&sol;li>&NewLine;<li data-section-id&equals;"1ley04r" data-start&equals;"444" data-end&equals;"494">&NewLine;<p data-start&equals;"446" data-end&equals;"494">cardul devine inutil din punct de vedere legal<&sol;p>&NewLine;<&sol;li>&NewLine;<&sol;ul>&NewLine;<p data-start&equals;"496" data-end&equals;"618">Chiar dac&abreve; este vorba despre un membru al familiei&comma; folosirea cardului dup&abreve; deces este considerat&abreve; utilizare neautorizat&abreve;&period;<&sol;p>&NewLine;<hr data-start&equals;"620" data-end&equals;"623" &sol;>&NewLine;<h2 data-section-id&equals;"gmh6n" data-start&equals;"625" data-end&equals;"660">Ce se întâmpl&abreve; cu banii din cont<&sol;h2>&NewLine;<p data-start&equals;"662" data-end&equals;"704">Banii nu dispar și nu sunt luați de banc&abreve;&period;<&sol;p>&NewLine;<&excl;-- WP QUADS Content Ad Plugin v&period; 3&period;0&period;4 -->&NewLine;<div class&equals;"quads-location quads-ad3" id&equals;"quads-ad3" style&equals;"float&colon;none&semi;margin&colon;0px&semi;">&NewLine;&NewLine;<&sol;div>&NewLine;&NewLine;<p data-start&equals;"706" data-end&equals;"709">Ei&colon;<&sol;p>&NewLine;<ul data-start&equals;"710" data-end&equals;"793">&NewLine;<li data-section-id&equals;"12op2z8" data-start&equals;"710" data-end&equals;"746">&NewLine;<p data-start&equals;"712" data-end&equals;"746">devin parte din masa succesoral&abreve;<&sol;p>&NewLine;<&sol;li>&NewLine;<li data-section-id&equals;"1kf6k7d" data-start&equals;"747" data-end&equals;"793">&NewLine;<p data-start&equals;"749" data-end&equals;"793">urmeaz&abreve; s&abreve; fie împ&abreve;rțiți între moștenitori<&sol;p>&NewLine;<&sol;li>&NewLine;<&sol;ul>&NewLine;<p data-start&equals;"795" data-end&equals;"861">Contul este&comma; de regul&abreve;&comma; blocat imediat ce banca afl&abreve; despre deces&period;<&sol;p>&NewLine;<hr data-start&equals;"863" data-end&equals;"866" &sol;>&NewLine;<h2 data-section-id&equals;"1kkwv4l" data-start&equals;"868" data-end&equals;"904">Cine are dreptul s&abreve; retrag&abreve; banii<&sol;h2>&NewLine;<p data-start&equals;"906" data-end&equals;"931">Doar moștenitorii legali&period;<&sol;p>&NewLine;<p data-start&equals;"933" data-end&equals;"948">Dar NU imediat&period;<&sol;p>&NewLine;<p data-start&equals;"950" data-end&equals;"965">Este nevoie de&colon;<&sol;p>&NewLine;<ul data-start&equals;"966" data-end&equals;"1036">&NewLine;<li data-section-id&equals;"1g3824t" data-start&equals;"966" data-end&equals;"993">&NewLine;<p data-start&equals;"968" data-end&equals;"993">deschiderea succesiunii<&sol;p>&NewLine;<&sol;li>&NewLine;<li data-section-id&equals;"19c6viy" data-start&equals;"994" data-end&equals;"1036">&NewLine;<p data-start&equals;"996" data-end&equals;"1036">obținerea certificatului de moștenitor<&sol;p>&NewLine;<&sol;li>&NewLine;<&sol;ul>&NewLine;<p data-start&equals;"1038" data-end&equals;"1089">Abia dup&abreve; acest pas&comma; banca permite accesul la bani&period;<&sol;p>&NewLine;<hr data-start&equals;"1091" data-end&equals;"1094" &sol;>&NewLine;<h2 data-section-id&equals;"6jsi0q" data-start&equals;"1096" data-end&equals;"1115">Exist&abreve; excepții&quest;<&sol;h2>&NewLine;<p data-start&equals;"1117" data-end&equals;"1134">Da&comma; dar limitate&period;<&sol;p>&NewLine;<p data-start&equals;"1136" data-end&equals;"1160">Unele b&abreve;nci pot permite&colon;<&sol;p>&NewLine;<ul data-start&equals;"1161" data-end&equals;"1205">&NewLine;<li data-section-id&equals;"uhltce" data-start&equals;"1161" data-end&equals;"1205">&NewLine;<p data-start&equals;"1163" data-end&equals;"1205">retragerea unei sume pentru înmormântare<&sol;p>&NewLine;<&sol;li>&NewLine;<&sol;ul>&NewLine;<p data-start&equals;"1207" data-end&equals;"1216">Dar doar&colon;<&sol;p>&NewLine;<ul data-start&equals;"1217" data-end&equals;"1264">&NewLine;<li data-section-id&equals;"6md05x" data-start&equals;"1217" data-end&equals;"1240">&NewLine;<p data-start&equals;"1219" data-end&equals;"1240">cu acte doveditoare<&sol;p>&NewLine;<&sol;li>&NewLine;<li data-section-id&equals;"1aqy84y" data-start&equals;"1241" data-end&equals;"1264">&NewLine;<p data-start&equals;"1243" data-end&equals;"1264">în condiții stricte<&sol;p>&NewLine;<&sol;li>&NewLine;<&sol;ul>&NewLine;<hr data-start&equals;"1266" data-end&equals;"1269" &sol;>&NewLine;<h2 data-section-id&equals;"1li0248" data-start&equals;"1271" data-end&equals;"1317">Ce se întâmpl&abreve; dac&abreve; retragi bani dup&abreve; deces<&sol;h2>&NewLine;<p data-start&equals;"1319" data-end&equals;"1348">Pot ap&abreve;rea probleme serioase&period;<&sol;p>&NewLine;<p data-start&equals;"1350" data-end&equals;"1381">Fapta poate fi interpretat&abreve; ca&colon;<&sol;p>&NewLine;<ul data-start&equals;"1382" data-end&equals;"1436">&NewLine;<li data-section-id&equals;"2srsjl" data-start&equals;"1382" data-end&equals;"1414">&NewLine;<p data-start&equals;"1384" data-end&equals;"1414">folosire ilegal&abreve; a bunurilor<&sol;p>&NewLine;<&sol;li>&NewLine;<li data-section-id&equals;"19akc5j" data-start&equals;"1415" data-end&equals;"1436">&NewLine;<p data-start&equals;"1417" data-end&equals;"1436">abuz de încredere<&sol;p>&NewLine;<&sol;li>&NewLine;<&sol;ul>&NewLine;<p data-start&equals;"1438" data-end&equals;"1449">Consecințe&colon;<&sol;p>&NewLine;<ul data-start&equals;"1450" data-end&equals;"1511">&NewLine;<li data-section-id&equals;"1ueqv28" data-start&equals;"1450" data-end&equals;"1472">&NewLine;<p data-start&equals;"1452" data-end&equals;"1472">returnarea banilor<&sol;p>&NewLine;<&sol;li>&NewLine;<li data-section-id&equals;"8h5m4" data-start&equals;"1473" data-end&equals;"1511">&NewLine;<p data-start&equals;"1475" data-end&equals;"1511">posibil&abreve; implicare a autorit&abreve;ților<&sol;p>&NewLine;<&sol;li>&NewLine;<&sol;ul>&NewLine;<hr data-start&equals;"1513" data-end&equals;"1516" &sol;>&NewLine;<h2 data-section-id&equals;"1fogqej" data-start&equals;"1518" data-end&equals;"1547">Ce trebuie s&abreve; fac&abreve; familia<&sol;h2>&NewLine;<p data-start&equals;"1549" data-end&equals;"1575">Pașii corecți sunt simpli&colon;<&sol;p>&NewLine;<ol data-start&equals;"1577" data-end&equals;"1715">&NewLine;<li data-section-id&equals;"lfvlfc" data-start&equals;"1577" data-end&equals;"1607">&NewLine;<p data-start&equals;"1580" data-end&equals;"1607">Anunț&abreve; banca despre deces<&sol;p>&NewLine;<&sol;li>&NewLine;<li data-section-id&equals;"vonpii" data-start&equals;"1608" data-end&equals;"1641">&NewLine;<p data-start&equals;"1611" data-end&equals;"1641">Depune certificatul de deces<&sol;p>&NewLine;<&sol;li>&NewLine;<li data-section-id&equals;"1o54uqs" data-start&equals;"1642" data-end&equals;"1676">&NewLine;<p data-start&equals;"1645" data-end&equals;"1676">Deschide succesiunea la notar<&sol;p>&NewLine;<&sol;li>&NewLine;<li data-section-id&equals;"ucu893" data-start&equals;"1677" data-end&equals;"1715">&NewLine;<p data-start&equals;"1680" data-end&equals;"1715">Obține certificatul de moștenitor<&sol;p>&NewLine;<&sol;li>&NewLine;<&sol;ol>&NewLine;<p data-start&equals;"1717" data-end&equals;"1754">Doar așa banii pot fi folosiți legal&period;<&sol;p>&NewLine;<hr data-start&equals;"1756" data-end&equals;"1759" &sol;>&NewLine;<h2 data-section-id&equals;"h85kaz" data-start&equals;"1761" data-end&equals;"1773">Concluzie<&sol;h2>&NewLine;<p data-start&equals;"1775" data-end&equals;"1849">Cardul unei persoane decedate NU poate fi folosit&comma; indiferent de situație&period;<&sol;p>&NewLine;<p data-start&equals;"1851" data-end&equals;"1857">Banii&colon;<&sol;p>&NewLine;<ul data-start&equals;"1858" data-end&equals;"1941">&NewLine;<li data-section-id&equals;"vrq7qm" data-start&equals;"1858" data-end&equals;"1875">&NewLine;<p data-start&equals;"1860" data-end&equals;"1875">r&abreve;mân în cont<&sol;p>&NewLine;<&sol;li>&NewLine;<li data-section-id&equals;"v3e9qq" data-start&equals;"1876" data-end&equals;"1900">&NewLine;<p data-start&equals;"1878" data-end&equals;"1900">sunt protejați legal<&sol;p>&NewLine;<&sol;li>&NewLine;<li data-section-id&equals;"6frmvp" data-start&equals;"1901" data-end&equals;"1941">&NewLine;<p data-start&equals;"1903" data-end&equals;"1941">pot fi accesați doar dup&abreve; succesiune<&sol;p>&NewLine;<&sol;li>&NewLine;<&sol;ul>&NewLine;<p data-start&equals;"1943" data-end&equals;"2009">Respectarea pașilor legali te protejeaz&abreve; de probleme și conflicte&period;&NewLine;